Personal Finance

Note: The following post is not financial advice. It is for informational purposes only. Popularity of Crypto The following data, primarily from 2024, provides perspective on crypto’s popularity: Global Crypto Adoption (2025): Users, Rates & Country Data $3.5 trillion estimated crypto market value. 9.9% Crypto adoption rate globally. Over 13k cryptocurrencies. Bitcoin has 40% of the market share in Crypto. Especially considering Bitcoin’s impressive adoption, why doesn’t it serve as a reliable currency or investment? For a currency, broad acceptance and stability are essential, but volatility remains a major issue. As an investment, it should have economic value, yet it lacks intrinsic value. ...

Note: The following post is not financial advice. It is for informational purposes based on independent research. Money is easy to spend and difficult to acquire. After learning more about personal finances though, I found it easier to get ahead of money problems, and start planning instead of reacting. And I mean that in an empowering way: that anyone can pursue financial freedom. Here’s a overview of a few basic concepts and some specific investment options related to personal finances. I’ll try to cite another source for some of the topics, in case you want to look more into it. But if you only look into one other source, here’s my personal favorite book on personal finance and a quote from it: ...